Dedicated Guidance for Employees Navigating Federal Benefits
Reduce HR burden while empowering employees to confidently navigate Medicare, Medicaid & disability benefits.
Help your workforce make confident decisions about Medicare, Medicaid, and disability benefits during life’s critical transitions.
Why Your Workforce Needs This Support
Federal benefits navigation can create significant stress for employees, especially during major life changes such as retirement, disability, or a serious health diagnosis. With adults ages 65-74 projected to comprise over 30% of the workforce by 2026 (up from 17.5% in 1996), proactive support is essential.
Common Employee Challenges:
- Deciding between employer-sponsored plans and Medicare
- Understanding Social Security Disability Insurance (SSDI) application processes
- Managing benefits during retirement transitions
- Navigating coverage for disabled dependents or chronic conditions
CleartrackHR’s Medicare and Medicaid Consulting delivers personalized guidance through licensed benefits counselors, reducing confusion while supporting your HR compliance strategy.
Who We Serve
Primary Beneficiaries:
- Employees approaching or over age 65
- Workers preparing for retirement
- Employees with disabilities or disabled dependents
- Parents of premature infants may be eligible for Medicaid
- Employees with End-Stage Renal Disease (ESRD)
Our Services
1. Medicare Guidance for Senior Employees
For employees approaching 65 or remaining on employer plans after 65:
- Medicare Parts A, B, C (Advantage), G & N (Supplements), and D education
- Enrollment timeline and penalty avoidance
- Coordination with existing employer coverage
- Retirement transition planning
2. Disability Benefits Support
For employees and families facing disability:
- SSDI eligibility and application guidance
- Medicaid enrollment assistance
- Benefit coordination between federal and employer programs
- Coverage gap prevention
3. Personalized Benefit Consultations
One-on-one support tailored to individual situations:
- Licensed counselor meetings
- Deadline management
- Plan comparison and selection
- Ongoing support throughout transitions
The CleartrackHR Advantage
Concierge-Style Support Model
Proactive Outreach: We contact employees nearing Medicare eligibility to schedule personalized consultations.
Ongoing Availability: Employees can schedule support sessions at their convenience to evaluate options.
Nationwide Coverage: Licensed support across all 50 states and 3,000+ counties.
What Employees Receive
- One-on-one guidance from licensed, non-commissioned counselors
- Clear explanations of Medicare Parts A,B,C,G,N. And D
- Timing advice and penalty avoidance strategies
- Medicaid and disability coverage navigation
- Compassionate, compliant communication
- Access to federal resources when needed
Why Employers Choose Us
- Reduce HR Burden: Professional support without overwhelming internal staff
- Improve Employee Satisfaction: Clear guidance during stressful transitions
- Ensure Compliance: Professional support for complex benefit transitions
- Build Trust: Education-focused approach over sales tactics
Important Disclosure
CleartrackHR represents select Medicare organizations and products, not all available plans. For comprehensive plan access, employees should consult Medicare.gov, call 1-800-MEDICARE, or contact their State Health Insurance Assistance Program (SHIP).
Employee information may be shared with licensed insurance agents when engaging with Medicare Advantage plans through our partner consultants.
Ready to Support Your Workforce?
As the number of Medicare-eligible workers increases rapidly, your organization needs structured, empathetic support for complex benefit transitions.
Schedule a consultation to learn how CleartrackHR’s Medicare and Medicaid Consulting can strengthen your HR support model and ensure employees get critical answers when they need them most.
